Terms and Conditions

Please read the following terms and conditions of Agreement very carefully as your use of service is subject to your acceptance of and compliance of same:

By subscribing or using any of our services you agree that you have read, understood and are bound by the terms & conditions and agreement, regardless of how you subscribe to or use the services. If you do not want to be bound by the terms condition and agreement, you must not subscribe to or use our services. These terms and various other policies are binding as per the provisions of the Information Technology (Intermediaries guidelines) Rules, 2011 formulated under the Information Technology Act of 2000.

As used in this Agreement "caftm.com”, "We", "Us" or "Our" refers to GSS York Private limited, its members and designers/developers. "You" or "Your" refers to you, the Visitor/ User / Expert registered of this site.

The information available on this Site, including, without limitation, reviews, opinions, directions, guides, graphics, photographs, logos, audio or video clips, and data (collectively "Content") is not a substitute for any type of professional advice, including, without limitation financial, Compliance or legal advice. Always seek the advice of an appropriate professional and never disregard professional advice or delay in seeking it because of content on this site. CAftm.com does not certify or endorse the content on this site, including without limitation any opinion, recommendation, advice, or any other information contained in the content. CAftm.com is not responsible for harm to persons or property that results from your use of the site, including without limitation, use of any content on the site.

You are responsible for maintaining the confidentiality of the password that you choose to access and use the site. This means that you should not supply your password to anyone who is not authorized to take actions for you. CAftm reserves the right to revoke permission to use site at any time and to suspend or deny, in its sole discretion, your access to all or any portion of the site with or without notice.

Information / articles submitted / forum Information provided by Experts and users who are registered may be used by CAftm.com for the purposes it considers and deems fit. You grant CAftm.com a royalty-free, perpetual, irrevocable, world-wide license to use, copy, reproduce, create derivative works from, adapt, modify, publish, edit, sell, distribute, transmit, transfer, and display the submissions without any limitation and in any form now known or later developed. CAftm.com relies on all type of users of the site to bring copyright violations to our attention. . If you are aware of infringing materials on the site, please notify on info@caftm.com, however CAftm.com does not guarantee any action based upon the receipt of such information.

User and expert solely responsible for, communications posted, violation of local, state, national, or international laws, Providing false information on your registration form or else, posting material that infringes on the intellectual property rights of others, posting or transmitting any information, data, text, files, links, software, chat, communication, or any other materials that are unlawful, harmful, threatening, abusive, vulgar, obscene, hateful, racist, posting or transmitting any unsanctioned advertising, promotional materials, or any other forms of unsanctioned solicitation, including, without limitation, "junk mail," "Spam," "chain letters," or any unsolicited mass distribution of email, distributing viruses, corrupted files, or any other similar software or programs that may damage the operation of another’s computer. CAftm.com may remove content (not obligated) for any reason, with or without notice to you, which do not conform to the management values and terminate your access to the site.

You represent and warrant for the benefit of CAftm.com that you are at least 18 years of age and has legal right and ability to enter into and make the representations and warranties contained in this agreement, information that you submit to us is true and accurate, you will be responsible for all use of your account even if such use was conducted without your authority or permission, all submissions are owned by you and CAftm.com use of the submissions does not infringe or violate the intellectual property or other rights of any third parties. You agree to defend, indemnify and hold harmless CAftm.com, its members, officers, directors, employees, agents, licensors, and suppliers, from and against all claims, actions or demands, liabilities, and settlements, including, without limitation, reasonable legal and accounting fees, arising in connection with your use of the Site or resulting from, or alleged to result from, your use of the Site or your violation of this agreement.

As a convenience, we may provide links to third party web sites from the Site. CAftm.com is not responsible for and does not endorse the informational content or any products or services available on any third-party web site and does not make any representations regarding its content or accuracy. We may provide your credentials to our experts so that they can file/solve your problems directly. The data provided by you whether confidential or not is safe on our websites server but in case the confidential data are licked by attacking on our server or hacking by any data then we are not responsible for this act.

In terms of privacy and confidentiality, users of the site agree and understand that this is publicly available information and users are strongly advised not to disclose any confidential information in terms of query or information to avoid any is misuse of data. Although we at CAftm.com take all the efforts to minimise the misuse of information available but certain inherent risk will remain, so users are advised to take their caution and care while disclosing information on platform.

Loss of data due to any attacks by hackers can cause concern for privacy of data and back up of this data, we strongly suggest keeping back up of your data/content on this platform.

In no event will CAftm.com be liable for any direct, indirect, incidental, consequential, special, punitive damages, or any and all other damages including, without limitation, damages for loss of business profits, business interruption, loss of data, and for any other pecuniary or other loss whatsoever arising out of or in any way connected with the use or performance of this site, the delay or inability to use this site, or this agreement, even in the event of fault, tort (including negligence), strict liability, breach of contract, or breach of warranty of CAftm.com and even if CAftm.com has been advised of the possibility of such damages. Notwithstanding any damages that you might incur for any reason, your exclusive remedy for all of the foregoing will be limited to discontinuing your use of the site. These limitations and exclusions regarding damages will apply even if any remedy fails. If however, a court of competent jurisdiction determines that you are entitled to direct damages pursuant to applicable law you agree that CAftm.com liability will not exceed the amount of Rs 100.00 (Rs one hundred Only). You acknowledge that this provision is fair.

We can send our user and expert promotional SMS/email on their registered mobile number/email id to serve you better. In case they want to opt out, they can send us email at nfo@caftm.com.

Refund and cancellation: The verification fees / any other fees / classified / any fees by whatever name paid by User/ Expert will not be refunded at any cost. However you may delete you profile / account by sending an email at info@caftm.com

This agreement is governed by the law of India, without giving effect to the principles of conflicts of laws thereof your consent to this agreement includes your consent to jurisdiction in Mumbai. The terms of this agreement may change from time to time so please review it when you visit the site. Any use of the site after the effective date of any change will constitute your consent to the revised agreement.